In 1992, I entered the Marine Corps where I made as little as 14k/year before taxes and I remember many times where I had to donate plasma just to have a decent meal. I had no college education and had no aspirations of going to college. What I knew at that time was how to be a Marine. As time went on, I ended up pursuing my degree in Computer Information Systems working for various IT consulting companies. However, I never really felt fulfilled financially or spiritually. I felt a large part of my life missing and wanted to dig in and see where I ended up. A close friend of mine introduced me to trading and investing, and showed me the power of compounding interest. I knew from that point forward that if I wanted any chance at financial freedom, pursuing some form of investing was the ticket! Immediately, I took a strong interest in investing. I learned everything that I could from my friend: I attended investing/trading seminars, read books, and opened various trading accounts. I had a thirst for knowledge and wanted to learn everything I could about this new area called financial systems. Not long after my education, I began to see huge returns. But what I failed to see is, by not learning and mastering the arena, those huge returnsquicklybecame huge losses. I started to become greedy,fearful and,did not follow the rules I had learned or plan. I relied on gimmicks, systems and so-called expertsthat promised huge returns.Now, more than a decade later, I have mastered the art of financial systems. I’veapplied my failures and successes and the artof the markets to help guide others in demystifyingthe markets. I want to teach YOU how to master the arena and eliminate the confusion that took me years to figure out. I will remove the “noise” and teach you how to manage your time in a more meaningful way that will prove rewarding both financially as well as becoming more financially intelligent.

My investing knowledge was very limited as a child. I did not have the social structure that encourages financial intelligence. Myparents were hard working Americans who,like everyone else, wastrying to put food on the plate for their children. As I entered adulthood and was exposed to colleagues / friends who took some financial related classes,brought to my attention some books or seminars that would allow me to further my education on investing. From that point forward, I bought and studied virtually everything I could get my hands-onregarding investing, wealth building, and personal finance. As I learned;I invested, I made mistakes, I lost money, I made money, learned more, and eventually started having consistent success.My goals of being financial free took longer than I thought –about 15 years, but I now have the “choice” to work at age 45 and be debt free. I say “choice” because I’m still working today. I work becauseI enjoy what I do, not because I must.I have had countless conversations with people over the years thatare working in a career or job that has consumed them. They wake up each day and not feel thesense of purpose in what they do. Having a choice to workbrings a whole new perspective to the workplace,and having that choice also makes you a better person. Thus, you are not consumed or burden by stress, work,or the yoke that cripples so many entrepreneurs from taking the risk.My only regret is that I did not pursue,or was not exposed to,some financial literacy at an earlier age.